This October, Rivian is making it easier than ever to get behind the wheel of an all-electric adventure machine. For a limited time only, the EV brand is offering an incredibly low 1.99% APR for 60 months on all 2025 R1T and R1S models.
Whether you’re eyeing the rugged R1T pickup or the versatile R1S SUV, this financing deal may be the most affordable entry point into Rivian ownership so far. The catch? You’ve got to act fast—the offer ends on October 31, 2025, and it’s available exclusively through the R1 Shop.
Who Qualifies — And What You’ll Pay
To take advantage of the low rate, buyers must finance their purchase through Rivian Financial Services. As expected, you’ll need very strong credit to qualify.
Here’s a quick breakdown of the deal:
- 1.99% APR fixed over 60 months
- $17.54/month per $1,000 financed
- No down payment required, unless the loan-to-value exceeds 100%
- A $500 deposit secures your order
- Taxes, registration, and fees are not included in examples
To give you a real-world scenario: a 2025 R1T Dual Motor with Large battery, priced at $78,795 including destination charges, would cost around $1,373 per month for 60 months using this promotional rate.
Act Fast — This Offer Won’t Last
This is more than just a limited-time deal—it’s part of Rivian’s effort to reach more buyers as they ramp up production. But there are a few things to keep in mind.
You must take delivery by October 31st, and this offer cannot be combined with any other Rivian incentives. Final terms will depend on your credit history, loan amount, and availability.
Why It Matters
Rivian’s vehicles are known for premium performance and innovation. Now, with this aggressive financing, the brand is opening the door to a broader audience of EV shoppers.
It’s a rare chance to get a luxury electric off-roader—without the luxury-level financing.
